Enabling Finance

“The trick is in understanding your business so I can help you choose the finance options that are right for you”.

Marcus Puddy, Managing Director

Whatever it is you wish to finance or re-finance, we can help.

PVS Finance is here to help you to finance additional assets such as equipment or vehicles, or secure additional cash through lending secured against an existing asset. We listen, ask simple questions, understand, devise and explain the finance options that are right for you. We then broker the market to find and arrange the best terms for you.

What we finance

Anything.

If you wish to acquire any of the following then we can help you:

Vehicles
Plant & Machinery
Production Equipment
Technology
Land & Buildings

Who we finance

Whether you are a sole trader or a multi-national organisation, the fact is that financial management is fundamental to overall business profitability. Are you:

Limited Company
Sole Trader
Limited Liability Partnership (LLP)
Public Limited Company (PLC)
Charity or other ‘third sector organisation’
Private Individual

PVS can help.

Finance Options

Hire/Lease Purchase:

Enables you to ‘buy’ an asset over a period of time. You will legally own the item and it may appear on your balance sheet at the beginning of the agreement.

Man in a tractor shaking another man's hand.

Lease Finance:

Enables you to obtain essential, expensive items that your business may need to grow but with minimal capital outlay. Payment terms are normally flexible and at the end of the term, you can return the item, extend the lease or purchase via another finance option.

Operating Lease:

Enables you to make use of the asset via a contract, but does not convey ownership rights to you of the asset. These leases allow businesses to use the asset without incurring the high expenses involved in purchasing it.

Commercial Loan:

Enables you acquire equipment that does not meet the criteria for asset finance and has the same accounting benefits as that of ‘Hire Purchase’ agreement described above. As a finance broker we are able to secure the right loan for you.

Business Contract Hire:

Enables you to obtain a piece of equipment such as a vehicle via monthly rental payment.

The payment terms are fixed and there is a guaranteed item value at the end of the term. Contract Hire brings the benefit of easier budgeting to aid cash flow forecasts.